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RateZip.com was launched in late 2007 by Paul Knag. Knag’s previous role was as a mortgage executive for American Home Mortgage, and founder of online lender MortgageSelect.com. When, like many major US mortgage companies, AHM fell victim to the financial crisis, RateZip was born.
The US banking crisis and financial shifts in recent years served in several ways as the force behind the creation and concept of RateZip. RateZip was founded as a way to bring transparency to the process of shopping for banking products. People no longer automatically trusted major banks or mainstream media.
Since 2007, RateZip has grown as a channel for people to make independent decisions about financial products in a smarter way.
Initially created as a method of automatically scouring the web for comparison data on mortgage rates, RateZip has expanded over the years, expanding its offline interest research team, adding deposit rates, bank profiles, insurance products, user reviews and building its editorial team of finance bloggers and personal banking experts.
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