Harmoney (ASX:HMY & NZX:HMY) is Australasia’s largest 100% consumer-direct online lender.
Since 2014 we’ve helped over 70,000 people in Australia and New Zealand get things started – whether it’s a kitchen renovation, buying a car, starting a business or making a fresh start through simplifying and paying down debt. We’re here to help people achieve their goals through financial products and services that are friendly, fair, and easy to use.
So far we’ve lent over $2b, and we’re just getting started. In a few short years Harmoney has transformed the way people borrow money. We believe the future is all about personalised consumer choice, informed by data science and delivered through superior technology.
Let’s change the traditional personal loan model to put the customer at the centre, and let’s use technology and data to make money more human. Harmoney is listed on the NZ Stock Exchange (NZX) and Australian Stock Exchange (ASX) as HMY.
Recent awards include; Canstar winner 7 years in a row Company of the Year Finalist - NZ HiTech Awards 2020 Gold Award - RateCity 2020 Finder Awards - Finder 2019
I’m Aazim Sharp, founder of Leaf Credit Solutions. Here’s a quick story that describes why I love helping people like you...
I believe our company is best described through my personal story rather than some uptight corporate mission statement. Here’s how I fell into this industry and why I love brewing that first pot of coffee every morning:
I started out in the mortgage business. Standing with a young family in a home (that’s well within their financial reach) and seeing their faces light up when they realize, “This is the place,” is incredibly powerful.
...but then to experience the shear heartache after running their credit report and knowing that it’s not going to work out.
Pure. Devastation.
It happened more times than it should have.
These people thought they were doing all the right things. How could their score be so low? (Come to find out later, none of this was their fault - they were just victims of the mistakes of big, sloppy institutions).
I started finding credit repair companies to refer these clients to. I wanted to give them a chance of getting their feet underneath them so they could be handed the keys to their... home.
These credit repair companies were horrible.
A month would go by...Then 3... Then 6...
No follow-up. Nothing. Radio silence.
The family would be left in the dark waiting with bated breath for their repaired credit score. And it wouldn’t happen...
These people would call me every day inquiring about it while they waited. I’d try to call the credit repair company, but would get lost in their phone tree with no one able to help me.
The credit repair companies didn’t get it. Having a lovable home is an essential part of the human experience. But these families, these... living, breathing people, were being deprived of it because of shoddy systems, too-big-to-fail bureaucracies, and scammy credit repair companies who weren’t much better than the bureaus they were supposedly against.
Then came the last straw
I thought I finally found a solid credit repair company. They were pricey, but I was drawn in. I was desperate. So I referred a client to them. This “company” (more aptly named a scam) took $4500 of their hard-earned money... and did nothing.
“Sorry. We can’t help you.” That was the only explanation we got.
This was the tipping point. I felt personally responsible. What were these “credit repair companies” doing? Anything besides collecting money?
The fact that so many clients who crossed my desk had scores far lower than they lawfully should be - with not one solution in sight - was enough to make me realize that if no one else was going to help these people, I would.
I vowed to no longer be in the position of having to count on someone else to help these people.
I was at the library every day for a year. I studied every law book I could get my hands on. I read all the literature I could find about repairing and restoring credit.
I took what I learned and practiced on myself. In no time, I raised my own credit score by 132 points!
Then practiced on family. On friends. On friends of friends. I was on a mission.
And then, I made the ultimate commitment.
The birth of Leaf Credit Solutions
In 2005, I signed the papers for my new company, Leaf Credit Solutions. I was drawing my line in the sand.
View leafcreditsolutions.com Customer Reviews >
Squirrel has been in the business of helping Kiwi borrow money for homes since 2008, arranging over $10 billion of mortgages.
Our mortgage advice is always impartial and honest, because the only goal is to leave you better off. And since 2015, Kiwi investors have trusted us with over $300 million of their savings too.
Our business is all about helping Kiwi make better financial decisions. We believe in total transparency and you’ll find we’re honest and open about how we work, where our funding comes from and what’s happening with your money.
We’ve won just about every award for mortgage brokering there is. But what makes us feel happiest is the feedback we get from happy clients.
Visit Squirrel.co.nz
View Squirrel Customer Reviews >
Harmoney (ASX:HMY & NZX:HMY) is Australasia’s largest 100% consumer-direct online lender.
Since 2014 we’ve helped over 70,000 people in Australia and New Zealand get things started – whether it’s a kitchen renovation, buying a car, starting a business or making a fresh start through simplifying and paying down debt. We’re here to help people achieve their goals through financial products and services that are friendly, fair, and easy to use.
So far we’ve lent over $2b, and we’re just getting started. In a few short years Harmoney has transformed the way people borrow money. We believe the future is all about personalised consumer choice, informed by data science and delivered through superior technology.
Let’s change the traditional personal loan model to put the customer at the centre, and let’s use technology and data to make money more human. Harmoney is listed on the NZ Stock Exchange (NZX) and Australian Stock Exchange (ASX) as HMY.
Recent awards include; Canstar winner 7 years in a row Company of the Year Finalist - NZ HiTech Awards 2020 Gold Award - RateCity 2020 Finder Awards - Finder 2019
Squirrel has been in the business of helping Kiwi borrow money for homes since 2008, arranging over $10 billion of mortgages.
Our mortgage advice is always impartial and honest, because the only goal is to leave you better off. And since 2015, Kiwi investors have trusted us with over $300 million of their savings too.
Our business is all about helping Kiwi make better financial decisions. We believe in total transparency and you’ll find we’re honest and open about how we work, where our funding comes from and what’s happening with your money.
Visit squirrel.co.nz/personal-loans
View Squirrel Money Borrower Customer Reviews >
Pronto Finance is one of New Zealand's fastest, fairest finance companies.
With personal loans online, you can borrow anything from $200 to $20,000 and get the cash in your account with our 9 minute guarantee.
Our online application is so easy, it can be completed in four minutes on your smartphone or computer. So you can get a cash loan from anywhere in New Zealand. We're not just faster, all of our loans are also fairer. We reward good customers with lower interest rates using our unique client rating technology.
And if you want to pay your loan off early, we will never charge a fee for early repayment.
Experience the Pronto difference today and see how easy it is to get faster, fairer finance!
View prontofinance.co.nz Customer Reviews >
BullionMax offers only the most essential products at a shockingly fair price. There’s no middleman markup. Since we’re shipping right out of our warehouse, we’re the last people to run out of stock. We treat you right because that’s the way we do business. Enjoy no-nonsense buying with the lowest pricing anywhere – the way it ought to be.
View BullionMax Customer Reviews >
Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.
It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.
"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.
Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.
View Self.inc Customer Reviews >
Surety One, Inc. and its parent company are strongly focused on the surety bond class of insurance. There is no type of bond for which we do not have an appetite. If it is "bondable", we will offer terms for it. Our mission is to provide surety bonds to everyone that needs one. We do NOT decline applicants. We also support insurance producers and brokers who seek to increase their surety business.
View Surety One, Inc. Customer Reviews >Senior Medicare Advisors was founded to help make choosing a Medicare plan much more simple. We understand how confusing the process can be comparing all the different plans. We want you to know you are not alone in this process… we are here to help every step of the way. We are an Independent Insurance Agency that represents the Top A-rated carriers in your state. With our advanced technology we comparison shop over 25+ companies available to you so you are always guaranteed to get the best available rate. Saving you hours of time and money so you can get back to what you enjoy doing.
We are committed to a lasting relationship. So not only do we save you money today and help you with your Medicare needs. We follow up each year when there are any changes to make sure you are always on the best most cost effective plan available to you. Our clients usually come for the savings and end up staying for the service.
Give us a try, we provide exceptional, straightforward, no-hassle service that you will leave feeling like you finally have someone on your side with your Medicare Insurance needs.
View Senior Medicare Advisors Customer Reviews >